A solution for you and your customers

covers a large panel of cash management services, in a high secure environment:

• Management of daily statements
• Management of intraday statements
• Management of funds provisions
• Automatic balancing process
• Management of interests rates

DIAGRAM Online Cash Management™ is a C ross-border Cash Pooling system that offsets credit and debit balances between various legal entities optimising the overall interest results. DIAGRAM Online Cash Management™ provides your clients with a broad view on their day to day business.

DIAGRAM Online Cash Management™ is part of DIAGRAM e-Banking™ suite, which is a scalable, flexible and reliable solution that’s linked to your legacy host system .

DIAGRAM Online Cash Management™ main features:

• Highly secure solution
• Straight Through Processing
• Multi-bank, multi-currency, multi-language
• User-friendly web interface
• Automated cash pooling system or monitored by the Bank or the customer
• Saving in implementation time
• ASP mode available

Highly secured solution

The security is the key element of DIAGRAM Online Cash Management™. The use of the highest standards makes it possible to offer tried and tested solutions for:

• Strong authentication of users
• Confidentiality and integrity of exchanged financial data

• Data encryption
• Physical tokens generating dynamic and one-time passwords
• Digital certificates
• Non-repudiation and proof management
• Integration of multiple security systems ( ETEBAC5, PKI, PKCS), etc.

Cash Balancing

Your clients can manage their cash balancing processes in a very flexible way:

• Automated sweeping and topping
• Periodicity: daily, weekly, monthly
• Levels: Zero and target balance, trigger balance, amounts to be swept
• Risks management
• Cut-off
• Balance: Overnight or intraday
• Interests statements: monthly, quarterly or any other date in the month

Reporting and monitoring

• View of every transaction or movement, overnight/intraday balance
• Cash balancing process reporting with details
• Interests statements sent automatically to the customer
• All domestic or cross-border transfers orders are directed to the transaction server EDI Bank Server ™ (kernel of DIAGRAM e-Banking™ solution) which transmits them according to adequate files format such as CFONB, SWIFT, EDIFACT, etc.
• Detailed and daily global reporting of financial operations during all the steps of the banking process, from the reception of file to the accounting operations.